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Creating wealth that lasts beyond your lifetime isn’t just about making more money—it’s about being intentional with it. As a Certified Financial Planner, I’ve seen firsthand how families build legacies—or watch them unravel—based on the choices they make today. If you want your wealth to grow and flow into the future, here’s how to make […]

Sometimes the best advice doesn’t come from a boardroom. It comes from the recovery room. A few weeks ago, I was at University Hospital with Laura—again. Another foot surgery. Another set of stitches. Another quiet moment where we both looked at each other and silently thought, Let this be the last one. She’s a trooper, […]

There’s a story I often tell clients when we’re reviewing their portfolios. It’s not dramatic or groundbreaking but it lands. A few years back, a client let’s call him Jim told me he was losing sleep over the market. His portfolio was doing fine on paper. But every dip, every red arrow on CNBC, set […]

Most folks have filed their taxes by now. If you’re a business owner, though, you know the truth tax season doesn’t really end. It just changes shape. And if you filed an extension, October will be here before you know it. This time of year is perfect for taking a breath and circling back to […]

Market volatility is an inevitable part of investing, influenced by economic trends, global events, and shifting investor sentiment. While the ups and downs can feel unsettling, especially for retirees and those nearing retirement, a disciplined approach can help you stay on course. The key to navigating equity market volatility and long-term investing is to maintain […]

A Community in Transition I’m writing to you this month from sunny Florida, specifically the St. Petersburg/Madeira Beach area. The region is still recovering from the two recent storms, and the recovery efforts tell a fascinating story. Some homes remain untouched, with no remediation, mold removal, or rebuilding efforts underway. Others have been gutted, cleaned […]

Your investment portfolio is like a living organism—it requires attention, balance, and occasional adjustments to thrive. Building a strong foundation while staying adaptable is the key to long-term financial success. Here are 10 strategies to guide you: 1. Define Your Financial Goals and Time Horizon Every portfolio starts with a clear purpose. Ask yourself: Your […]

When it comes to polarizing figures in modern U.S. history, Donald Trump takes center stage. Whether his name makes you smile or frown, there’s no denying the profound impact his presidency had—and could have again—on the economy and your financial future. Let’s explore some actionable insights and potential changes a Trump presidency might bring to […]

As we enter the festive season, it’s important to balance the joy of giving with the necessity of financial prudence. As a Certified Financial Planner, I encourage you to adopt these strategies to maintain financial health while enjoying the holiday cheer. Create a Realistic Budget Start with a thorough assessment of your finances and set […]

Whether you’re navigating investments or major life decisions, the timing of these actions can play a pivotal role, much like the unpredictable thrill of sports or the fluctuating fortunes in politics. This concept is not just philosophical but is especially critical in financial management, particularly concerning retirement planning and the sequence of returns risk. The […]