Resources

In today’s economic environment, we all share a common concern: the rising cost of nearly everything. From mortgage rates to medical expenses, deciding where and when to spend your money can feel overwhelming. But how do you determine what’s worth the extra investment, and where can you afford to cut back? This is a conversation […]

September marks the Life Insurance Awareness Month. While it might not be the most exhilarating topic, it’s essential to understand the nuances of life insurance. If you currently hold a life insurance policy, the Annual Statement is your best friend. It provides insights into the type of insurance you have, whether it’s term, level-term, decreasing-term, […]

Hello and welcome. My name is Andrew Brewer, and I’m excited to share some insights on investments with you. Some of you may know me, but for those I haven’t had the pleasure of meeting, let me introduce myself. I’m part of the Great Lakes Benefits family, working behind the scenes with Kristin and our […]

I often discuss the concept of the “Happy Bucket” – keeping a sufficient amount in your local bank to ensure you feel secure and content. With the current high short-term rates, CDs (Certificate of Deposits) have become an attractive option. I’ve even invested in some myself. While I’m not keen on tying up funds or […]

Investing can sometimes feel like navigating a complex maze of terms, strategies, and market movements. As financial planners, we strive to help clients stay on course, even during periods of market volatility. In this article, we’ll discuss two important concepts for long-term financial planning: diversification and asset allocation. We’ll also explore broader investment strategies beyond […]

Retirement planning is an essential journey marked by several critical milestones. Understanding these milestones can help you optimize your retirement savings and ensure financial security. This article outlines five key ages that every retiree or soon-to-be retiree should mark on their calendar. 1. Age 50: The Power of Catch-Up Contributions Once you hit the half-century […]

Have you ever witnessed the ethereal glow of the Northern Lights, or come face-to-face with the majestic wildlife of a safari? Perhaps you’ve marveled at the stark beauty of a vast glacier. Such experiences stir the soul, reminding us of the endless adventures our world has to offer. One inspiring client of mine is on […]

As you approach retirement, finding reliable sources of income to support your lifestyle becomes paramount. An annuity is a financial product designed to meet this need by providing a guaranteed income stream for a predetermined period or for life. Purchased from insurance companies, annuities can be a cornerstone of a well-rounded retirement plan. What is […]

When engaging in financial planning, the expectations you have from your advisor are crucial. Financial planning encompasses various focus areas, each pivotal to crafting a personalized strategy. The success of your financial plan largely depends on your unique circumstances and how you address the following key considerations: Tax Planning Strategies Taxes are a significant concern […]

With inflation gradually easing, we’re starting to see some relief in everyday expenses. For example, grocery items like ribs are surprisingly priced at $2.99 a pound at local stores like Marc’s and Kroger. It raises the question—are we entering a period of lower grocery prices? Perhaps. The most recent data shows grocery prices remain elevated […]