Resources

Retirement planning is an essential journey marked by several critical milestones. Understanding these milestones can help you optimize your retirement savings and ensure financial security. This article outlines five key ages that every retiree or soon-to-be retiree should mark on their calendar. 1. Age 50: The Power of Catch-Up Contributions Once you hit the half-century […]

Have you ever witnessed the ethereal glow of the Northern Lights, or come face-to-face with the majestic wildlife of a safari? Perhaps you’ve marveled at the stark beauty of a vast glacier. Such experiences stir the soul, reminding us of the endless adventures our world has to offer. One inspiring client of mine is on […]

As you approach retirement, finding reliable sources of income to support your lifestyle becomes paramount. An annuity is a financial product designed to meet this need by providing a guaranteed income stream for a predetermined period or for life. Purchased from insurance companies, annuities can be a cornerstone of a well-rounded retirement plan. What is […]

When engaging in financial planning, the expectations you have from your advisor are crucial. Financial planning encompasses various focus areas, each pivotal to crafting a personalized strategy. The success of your financial plan largely depends on your unique circumstances and how you address the following key considerations: Tax Planning Strategies Taxes are a significant concern […]

With inflation gradually easing, we’re starting to see some relief in everyday expenses. For example, grocery items like ribs are surprisingly priced at $2.99 a pound at local stores like Marc’s and Kroger. It raises the question—are we entering a period of lower grocery prices? Perhaps. The most recent data shows grocery prices remain elevated […]

Embracing retirement doesn’t mean you have to give up working altogether. In fact, starting a side hustle during your golden years is not only a fantastic way to supplement your income but also keeps you engaged and fulfilled. Whether you’re looking to turn a lifelong passion into profit or simply want to stay active in […]

Ever hopped on a plane with a heart full of dread? I’ve been there—more times than I can count. Just last year, I added California, Montana, Florida, and Aruba to my travel diary. And while the thought of flying used to unravel me, I’ve found that each journey brings a little more courage and a […]

This month’s investment newsletter brings attention to an area of financial planning that often gets overlooked: beneficiary designations. We tend to focus on the economy, politics, and investment performance—important aspects of financial planning, no doubt. However, one particular lesson from my 28 years as a financial professional taught me that we may sometimes get complacent […]

Financial literacy is not just about understanding money; it’s about making informed decisions that pave the way for a secure and prosperous future. Whether you’re just starting out or looking to refine your financial strategy, the following six strategies offer a practical framework for anyone aiming to enhance their financial well-being. From maintaining a consistent […]

In today’s fluctuating economic environment, securing your financial future is more crucial than ever. Whether you’re managing a substantial emergency fund or considering your options for increased returns, it’s essential to explore diverse investment opportunities. One attractive option lately has been taking advantage of higher Certificate of Deposit (CD) rates offered by local banks. Currently, […]