Resources

As a financial advisor, I’ve always believed in a thorough, relationship-based approach to working with clients. Yet, a recent trip to Perdido Key, Florida, where I attended a Mastermind Group with two long-time industry friends, has left me reflecting on whether my approach might be too time-consuming, both for myself and my clients. Over the […]

Life insurance often gets a bad rap and may not be at the top of your list of financial priorities. However, it deserves a closer look for reasons beyond just covering funeral expenses. Life insurance can offer benefits and coverage for various situations. Here’s a detailed guide on why life insurance should be part of […]

I write an Investment Letter to all my clients with investments in the market. Many clients have only safe investments with me and avoid risk-type accounts. This monthly newsletter isn’t as technical or serious as the market and economy topics discussed in the Investment Letter. Last month, I covered the Sweetheart Scams trending during Valentine’s […]

The Value of a Financial Planners Second Opinion When it comes to financial planning, the complexity of the financial landscape means that even the most well-thought-out strategies can benefit from a second review. Here’s a closer look at what a second opinion might involve and why each aspect is critical: Comprehensive Retirement Planning Review Tax […]

The financial landscape continues to evolve, and with it, the opportunities and risks that come with managing retirement investments. Whether you’re invested in stocks, bonds, or other financial instruments, maintaining a balance between growth and security is key. In this newsletter, we’ll discuss investment strategies for the current market, the importance of reassessing your portfolio, […]

Many believe that life insurance is primarily for young families looking to protect their future. However, the reality is that life insurance can be equally important for older adults. Let’s explore why purchasing life insurance later in life can be a strategic move, especially for those looking to secure their family’s financial stability after they’re […]

If saving money in 2024 was one of your New Year’s resolutions, you’re probably eager to see your bank account grow this February. Finding ways to cut corners can be tough, especially with inflation still lurking around. But a few savvy moves could leave you with more money in savings by the end of the […]

As we navigate tax season, it’s a natural time to reflect on the past year’s financial journey. Sorting through tax documents, contemplating your spending habits, and evaluating your financial decisions can be an enlightening process. How did last year treat you financially? What lessons did you learn? How do you feel about your financial choices? […]

Choosing the right financial products is crucial to ensuring a stable and prosperous retirement. Today, I want to discuss why you might want to think twice before purchasing an income rider on your fixed annuity or variable annuity. Here are the top 10 reasons to reconsider: 1. High Fees Income riders typically cost between 0.5% […]

I hope you had a wonderful holiday season. Now that the hustle and bustle of the season has passed, it’s an excellent time to revisit some important aspects of your financial planning. If you haven’t yet, it might be a good time to bring your family up to speed on your estate plan. Estate planning […]